Edukasi Pemanfaatan Aplikasi Teknologi Finansial (Fintech) kepada Masyarakat Desa Kapita, Kabupaten Jeneponto, Sulawesi Selatan

https://doi.org/10.35912/yumary.v2i3.1012
Published: Mar 30, 2022

Abstract:

Purpose: Financial technology (financial technology – fintech) is a breakthrough that connects directly between the financial sector and the general public. However, the understanding of fintech concepts and practices in rural areas is still under-explored. To solve this, this educational and service community activity aims to uncover the views and mindsets of rural communities on the urgency of using fintech applications in everyday life.

Method: The selected target participants were the people of Kapita village, Jeneponto Regency, South Sulawesi, totaling 55 people. The method of implementation is carried out by describing the content and practices of Fintech with the lecture teaching. Next, simulate the use of one of the fintech applications directly via a smartphone. Finally, the evaluation is carried out with a questionnaire to measure the level of understanding and interest in people's behavior towards Fintech.

Result: The results showed that the participants fintech understanding had not yet reached the specified target, but their interest and desire for the use of fintech in the future was very high. This could be a golden opportunity for the stakeholder to develop and maximize the early intention of the rural financial behavior.

Conclusion: Based on the results, it can be concluded that this program was conducted succesfully and already fulfilled the planned goal. In the future, we also hope that this Fintech educational project could be an essential resource to stimulate the intention and attitude of the Kapita village community towards the development of financial technology use in Indonesia.

Keywords:
1. Education
2. Aplikasi Fintech
3. Community service
4. Kapita village
Authors:
1 . Muhammad Ashoer
2 . Hukma Ratu Purnama
3 . Munawir Nasir
4 . A. Faisal Bahari
5 . Andika Pramukti
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How to Cite
Ashoer, M., Purnama, H. R. ., Nasir, M. ., Bahari, A. F. ., & Pramukti, A. . (2022). Edukasi Pemanfaatan Aplikasi Teknologi Finansial (Fintech) kepada Masyarakat Desa Kapita, Kabupaten Jeneponto, Sulawesi Selatan. Yumary: Jurnal Pengabdian Kepada Masyarakat, 2(3), 159–166. https://doi.org/10.35912/yumary.v2i3.1012
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Issue & Section
Vol. 2 No. 3 (2022): Maret
Articles
References

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  3. Gomber, P., Kauffman, R. J., Parker, C., & Weber, B. W. (2018). On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services. Journal of Management Information Systems, 35(1), 220–265. https://doi.org/10.1080/07421222.2018.1440766
  4. Iman, N. (2020). The rise and rise of financial technology: The good, the bad, and the verdict. Cogent Business and Management, 7(1). https://doi.org/10.1080/23311975.2020.1725309
  5. Indra, Z., Agustina, Y., Andi, K., Ekonomi, F., Bisnis, D., Lampung, U., & Lampung, B. (2021). Peningkatan keterampilan basic photography dengan smartphone dan penyusunan laporan keuangan UMKM. Yumary: Jurnal Pengabdian Kepada Masyarakat , 1(3), 163–172. https://doi.org/10.35912/Yumary.v1i3.63
  6. Maulana, A., Novalia, N., Rosa, A., Yunita, D., Sriwijaya, U., & PGRI Palembang, U. (2022). Pemberdayaan Peningkatan Kapasitas Wirausaha Desa Melalui Pelatihan Pembuatan Rencana Bisnis. Yumary: Jurnal Pengabdian Kepada Masyarakat , 2(3), 133–142. https://doi.org/10.35912/Yumary.v2i3.674
  7. Mention, A. L. (2019, July 4). The Future of Fintech. Research Technology Management. Taylor and Francis Inc. https://doi.org/10.1080/08956308.2019.1613123
  8. Nizar, M. A. (2017). Teknologi keuangan (Fintech)?: Konsep dan implementasinya di Indonesia. Warta Fiskal, 5(March), 5–13.
  9. Panos, G. A., & Wilson, J. O. S. (2020). Financial literacy and responsible finance in the FinTech era: capabilities and challenges. European Journal of Finance, 26(4–5), 297–301. https://doi.org/10.1080/1351847X.2020.1717569
  10. Safitri, T. A. (2020). The Development of Fintech in Indonesia. In 1st Borobudur International Symposium on Humanities, Economics and Social Sciences (BIS-HESS 2019) (pp. 666–670). Atlantis Press. https://doi.org/10.2991/assehr.k.200529.139
  11. Septyaningsih, & Damhuri, E. (2017, September). Bermanfaatkah Fintech untuk Masyarakat Desa? | Republika Online. Retrieved November 25, 2020, from https://www.republika.co.id/berita/ekonomi/keuangan/17/09/30/ox1xqe440-bermanfaatkah-fintech-untuk-masyarakat-desa.