Yumary

Article Details

Vol. 6 No. 3 (2026): Maret

Articles

Pelatihan Andragogi untuk Meningkatkan Literasi Bisnis Multi-Level Marketing Ibu Rumah Tangga Jabodetabek

D Derah Sudjaniah
Abstract

Purpose: This community service program aimed to enhance housewives’ understanding of Multi-Level Marketing (MLM) as an alternative strategy to support family income.

Methodology/approach: The training was conducted in the Jabodetabek area in September 2024 using a combination of lectures, group discussions, and simulations. The modules covered MLM fundamentals, ethics and legality, simple financial management, and basic product marketing. A total of 98 housewives participated. Knowledge improvement was measured using pre-test and post-test assessments.

Results/findings: Findings show a significant increase in participants’ understanding, with an average knowledge improvement of approximately 80% after the training. Participants demonstrated better ability to distinguish legal from illegal MLM schemes, record simple household finances, and apply introductory digital marketing strategies. More than half of the participants developed personal business action plans as follow-up steps.

Conclusions: Structured andragogical training effectively improves business literacy among adult learners, particularly housewives who seek additional income. The program shows that practical, experience-based learning can enhance entrepreneurial readiness in community settings

Limitations: This study was limited to the Jabodetabek region and involved only housewives, so the findings may not be generalizable to other demographic groups.

Contributions: This study provides evidence that targeted community training strengthens MLM literacy, boosts motivation for entrepreneurship, and supports family economic resilience. It contributes to community empowerment studies and entrepreneurship education by demonstrating the impact of applied adult learning strategies.

Keywords: Andragogy Economic Empowerment Family Income Housewives Multi-Level Marketing
How to Cite
Sudjaniah, D. (2026). Pelatihan Andragogi untuk Meningkatkan Literasi Bisnis Multi-Level Marketing Ibu Rumah Tangga Jabodetabek. Yumary: Jurnal Pengabdian Kepada Masyarakat, 6(3), 107–116. https://doi.org/10.35912/yumary.v6i3.5754
References
  1. Amilahaq, F., Hastuti, E. S., Putri, E. R. P., Astuti, S. N., & Rizkiyani, A. (2025). Peningkatan Kesadaran Orang Tua untuk Perencanaan Keuangan Pendidikan Anak di Kota Semarang. Yumary: Jurnal Pengabdian Kepada Masyarakat, 6(1), 191-202. doi:https://doi.org/10.35912/yumary.v6i1.4344
  2. Ardiansyah, A., Hidayanti, S., Hafid, R. A., & Putri, J. A. (2024). Bisnis Multi Level Marketing (MLM) dalam Perspektif Fiqih Muamalah. Jurnal Indragiri Penelitian Multidisiplin, 4(3), 1-9. doi:https://doi.org/10.58707/jipm.v4i3.966
  3. Arliyanda, A. (2020). Eksistensi produk multi level marketing dengan skema piramida dalam sistem hukum di indonesia. Tadulako Master Law Journal, 4(1), 80-92. doi:https://doi.org/10.22487/tmlj.v4i1.194
  4. Aulia, D., Sasmita, M. Z. H., Irsyadi, M. T., Sandy, S., & Zuhry, A. D. (2025). Peningkatan Kapasitas UMKM dalam Mengelola Keuangan melalui Literasi Keuangan dan Digitalisasi Bisnis. Jurnal Abdi Masyarakat Indonesia, 5(3), 787-794. doi:https://doi.org/10.54082/jamsi.1795
  5. Awaluddin, S. P., Nurani, N., Awaluddin, A., Muntasir, M., & Awaluddin, N. (2023). Pelatihan, Produksi, Pemasaran Dodol Jagung Khas Paitana Bagi Remaja dan Ibu Rumah Tangga di Jeneponto. Yumary: Jurnal Pengabdian Kepada Masyarakat, 4(1), 93-102. doi:https://doi.org/10.35912/yumary.v4i1.2466
  6. Az’mi, Y. U., Karjati, P. D., Murni, S. A., & Pitaloka, S. A. P. (2023). Upaya Pemberdayaan Ibu Rumah Tangga di Perum Griya Surabaya Asri Yang Bertujuan Memotivasi Kewirausahaan Mandiri. Journal Of Human And Education (JAHE), 3(3), 200-203. doi:https://doi.org/10.31004/jh.v3i3.356
  7. Brenjekjy, H. (2024). 7 Theories Of Adult Learning That Will Transform Your eLearning And Training Techniques. Retrieved from https://elearningindustry.com/theories-of-adult-learning-that-will-transform-your-elearning-and-training-techniques?
  8. Cahyono, D., Ristantri, C. D., & Gusmao, C. (2025). Analisis Tematik Implementasi Pendidikan Literasi Keuangan di Sekolah. Jurnal E-Bussiness Institut Teknologi Dan Bisnis Muhammadiyah Polewali Mandar, 5(1), 20-30. doi:https://doi.org/10.59903/ebussiness.v5i1.158
  9. Commission, F. T. (2018). Business guidance concerning multi-level marketing. Federal Trade Commission.
  10. Dewi, M. (2025). Pemberdayaan Perempuan melalui Pelatihan Keterampilan, Manajemen Usaha, Literasi Keuangan, dan Pendampingan Pemasaran Produk Lokal desa Sukma Jaya. Jurnal Ekonomi, Pendidikan dan Pengabdian Masyarakat, 2(3), 72-77. doi:https://doi.org/10.63200/jependimas.v2i3.60
  11. Fanggidae, A. W., & Wahyoedi, S. (2025). The effect of organizational culture and service quality on patient loyalty mediated by patient satisfaction. Global Academy of Business Studies, 2(2), 81-99. doi:https://doi.org/10.35912/gabs.v2i2.3604
  12. Febrianty, F., Annisa, M. L., Pratiwi, Y. N., Putri, T., Utami, P., & Lestari, E. (2022). Pelatihan dan Pendampingan Pengelolaan Keuangan Usaha dan Pemanfaatan Aplikasi Akuntansi UKM. Yumary: Jurnal Pengabdian Kepada Masyarakat, 2(4), 229-237. doi:https://doi.org/10.35912/yumary.v2i4.1226
  13. Groß, C., & Keep, W. (2025). The law and consumer harm in multi-level marketing: a review. Journal of Marketing Management, 1-48. doi:https://doi.org/10.1080/0267257X.2025.2578617
  14. Haris, A. T. E., Tahir, R., Haris, A. T. L. P. L., & Gunawan, M. T. (2025). Strategi Pemasaran Usaha Mikro Kecil Menengah pada Era Digital di Kota Makassar. Journal of Business Administration (JBA), 5(1), 98-108. doi:https://doi.org/10.31963/jba.v5i1.5479
  15. Harizan, H. (2017). Upaya Preventif Berkembangnya Money Game Di Indonesia. Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam, 2(1), 80-101. doi:https://doi.org/10.32923/asy.v2i1.592
  16. Latif, I. N., Syahfari, H., & Purwanti, P. (2022). Literasi Keuangan Syari’ ah dan Digital Marketing Bagi UMKM Kerajinan Sarung Tenun di Samarinda Kalimantan Timur. Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming, 5(2), 411-417. doi:https://doi.org/10.30591/japhb.v5i2.3149
  17. Lopa, M., Raraga, F., Wangka, N. M., & Meti, Y. (2024). Analisis literasi keuangan ibu rumah tangga di Desa Sosol Kecamatan Malifut. INOBIS: Jurnal Inovasi Bisnis Dan Manajemen Indonesia, 8(1), 122-127. doi:https://doi.org/10.31842/jurnalinobis.v8i1.357
  18. Mahdalena, V., Handayani, L., & Uljanatunnisa, U. (2023). Adoption of Persuasion Communication of Young Mothers in Multi-Level Marketing (MLM) Business Development. Society, 11(2), 458-473. doi:https://doi.org/10.33019/society.v11i2.369
  19. Mas, I. G. A. M. A., Pratiwi, A., Suarbawa, I. W., & Kusmawan, I. M. H. (2025). Peran Literasi Keuangan Bagi Ibu Rumah Tangga Dalam Meningkatkan Kesejahteraan Keluarga. Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan, 3(1). doi:https://doi.org/10.58878/jissiwirabuda.v3i1.378
  20. Melinia, E., Suripto, S., & Harori, M. I. (2024). Pengaruh literasi keuangan yang dimediasi oleh perilaku keuangan, dan kontribusi pembiayaan usaha terhadap kinerja UMKM sektor kuliner di Kota Bandar Lampung. Jurnal Ilmiah Ilmu Administrasi, 14(2), 100-111. doi:https://doi.org/10.33592/jiia.v14i2.4742
  21. Mulyantini, S., Surbakti, L. P., Maulana, A., & Wibawaningsih, E. J. (2025). Authentic Culinary Business for Sustainable Tourism: Strategy, Experience, Motivation and Value. Studi Akuntansi, Keuangan, dan Manajemen, 5(1), 143-159. doi:https://doi.org/10.35912/sakman.v5i1.4279
  22. Nuraindah, N., Sufianti, E., & Drp, A. (2024). Efektivitas pelatihan pembelajaran inkuiri bagi guru ipa smp melalui evaluasi perubahan perilaku dan hasil. Jurnal Media Administrasi Terapan, 4(2), 165-179. doi:https://doi.org/10.31113/jmat.v4i2.76
  23. Prowanta, E., Siswanti, I., & Fahlevi, M. (2025). Hubungan Pembiayaan Berkelanjutan dan Keterlibatan Pemangku Kepentingan Dalam Pengembangan Wisata Bahari. Buletin Ilmiah Marina Sosial Ekonomi Kelautan dan Perikanan, 11(1), 61-71. doi:http://dx.doi.org/10.15578/marina.v11i1.15096
  24. Rizkia, T., Darmawan, D., & Rawita, I. S. (2023). Pendekatan Andragogi Dalam Membina Kecakapan Vokasional dan Sosial Ibu Rumah Tangga Pada Pelatihan Menjahit di Yayasan Salt Indonesia Kabupaten Lebak Banten. Jambura Journal of Community Empowerment, 118-125. doi:https://doi.org/10.37411/jjce.v4i1.2406
  25. Roifah, T. N., Yuana, A. G., & Fadila, N. (2025). Penguatan Literasi Akad Muamalah Kontemporer pada Praktik Samsarah (Makelar), Dropshipping, Reseller, dan MLM bagi Ibu-Ibu Komunitas Sakinah Financial Kota Batu. NuCSJo: Nusantara Community Service Journal, 2(3), 281-290. doi:https://doi.org/10.70437/nucsjo.v2i3.331
  26. Royan, M., & Assa, A. F. (2025). The effect of quality of work life and organizational citizenship behavior on employee performance: Mediated by work motivation. Global Academy of Business Studies, 2(2), 151-163. doi:https://doi.org/10.35912/gabs.v2i2.3671
  27. Saepuloh, T., & Nugraha, M. S. (2025). Pengembangan dan analisis program pelatihan guru SMK berbasis blended learning, lesson study, dan professional learning community untuk meningkatkan kompetensi profesional: Development and analysis of a blended learning–based, lesson study, and professional learning community training program for vocational school teachers to enhance professional competence. Epistemic: Jurnal Ilmiah Pendidikan, 4(3), 473-489. doi:https://doi.org/10.70287/epistemic.v4i3.479
  28. Sari, L. A. B. (2025). Multi-Level Marketing (MLM) Law According to the Fatwa of the Lajnah Daimah. Jurnal Pendidikan IPS, 15(2), 538-544. doi:https://doi.org/10.37630/jpi.v15i2.2797
  29. Setiawan, B., & Saputra, T. S. (2020). Literasi Keuangan Pelaku Usaha Mikro, Kecil Dan Menengah (Umkm) Kota Palembang. Jurnal Abdimas Mandiri, 4(2). doi:https://doi.org/10.36982/jam.v4i2.1258
  30. Suidarma, I. M., Yasa, I. W. S., Lestari, P. N. E., & Nuraga, I. K. (2025). Pelatihan Peningkatan Literasi Keuangan Digital Masyarakat melalui Sosialisasi dan Survei Partisipatif di Kelurahan Kesiman, Denpasar, Bali. Jurnal Abdi Masyarakat Indonesia, 5(4), 1221-1226. doi:https://doi.org/10.54082/jamsi.1905
  31. Suwandono, B. J. T. M. A. (2020). Praktik skema piramida dalam sistem distribusi barang. Jurnal Ilmu Kepolisian, 14(2), 18-18. doi:https://doi.org/10.35879/jik.v14i2.257
  32. Van der Heide, A., & Želinský, D. (2021). ‘Level up your money game’: an analysis of gamification discourse in financial services. Journal of Cultural Economy, 14(6), 711-731. doi:https://doi.org/10.1080/17530350.2021.1882537
  33. Wibowo, W. (2025). Membangun Generasi Z Melek Keuangan Syariah: Peluang, Tantangan, Strategi, dan Inovasi. Journal Of Economic Research, 1(2), 87-94. doi:https://doi.org/10.56799/joer.v1i2.17
  34. Wrenn, M. V. (2023). Multi-level marketing: A neoliberal institution. Journal of Economic Issues, 57(4), 1043-1061. doi:https://doi.org/10.1080/00213624.2023.2273115
License & Copyright