Zima, Zahrul, Fitra Dharma, and Retno Yuni Nur Susilowati. 2025. “The Effect of Financial Literacy, Overconfidence, and Herding Behavior on Application-Based Investment Decisions”. Goodwood Akuntansi Dan Auditing Reviu 4 (1):121-47. https://doi.org/10.35912/gaar.v4i1.5587.